Good insurance means the people who depend on you are taken care of no matter what happens. It means that if something goes wrong, the last thing you’re worrying about is money.
Your income is what funds everything – your mortgage, your family’s lifestyle, your future. If that stops, everything else is at risk.
Most people know they should have cover. Far fewer know if what they’ve got is actually right for where they are now. Salaries change. Families grow. Mortgages go up. Cover that made sense five years ago might have a gap in it you haven’t spotted.
We find what fits. And we’re there when you need to use it.
From illness and injury to loss of income or long term disability, the right insurance gives you options when you need them most. We help you understand what each type of cover does, where it fits, and what makes sense for your situation.
From illness and injury to loss of income or long term disability, the right insurance gives you options when you need them most. We help you understand what each type of cover does, where it fits, and what makes sense for your situation.
A lump sum if you’re diagnosed with cancer, a heart attack, a stroke, or another serious illness. Surviving is only the beginning. You’ll want options and time to recover – not money stress on top of it.
A monthly income if illness or injury stops you from working. Covers your mortgage, your bills, your lifestyle while you recover. Probably the most important cover — and the most overlooked.
A lump sum if you’re permanently unable to work. Covers the costs a monthly payment couldn’t – home modifications, long-term care, lasting support.
Private healthcare when you need it. No waitlists, faster access to specialists and treatment. When your health is on the line, waiting isn’t an option.
Protects your business and employees when the unexpected happens. Whether it’s covering key person insurance, business loan protection, or ensuring your company can continue operating if you’re unable to work, we help safeguard the livelihood you’ve worked hard to build.
We’re not tied to one insurer. We look at what’s out there and recommend what actually fits your situation – not what earns the best margin.
The real test of insurance is when you have to use it. We stand alongside our clients through the claims process, every time. That’s when good advice matters most.
Your cover needs to move with your life. We check in regularly to make sure what you have still fits where you are now.
Insurance at Sprout isn’t a standalone product. It’s your protection strategy – one piece of a bigger picture that all works together.
Your people are your biggest asset, and helping them feel financially secure is one of the most valuable things you can offer beyond salary.
At Sprout, we partner with employers to deliver financial advice and benefits that genuinely make a difference to your team.
We can arrange group life, trauma, and income protection cover at competitive rates, set up health insurance to keep your people well, review every employee’s KiwiSaver to make sure they’re in the right fund and on track, and provide each team member with a confidential, no-obligation financial health check covering their savings, protection, and goals.
It’s a powerful way to attract and retain great people, show your team you genuinely care, and lift financial confidence across your business.
A quick review could close a gap you didn’t know was there – or confirm everything’s in good shape.
