Real stories.
Real confidence.

We work closely with every client, taking the time to understand what matters most to them. These stories reflect the kind of advice we aim to provide – personal, practical, and built around real life.

For the past 10 years, Rick from Sprout Financial Services has guided my wife and me through some of the most important financial protection decisions for our family. He has helped us choose the right life insurance, health insurance, and income protection cover at different stages of our lives, always taking the time to understand our circumstances and recommend solutions that genuinely suited our needs.

His advice has proven invaluable on more than one occasion. When I needed major surgery and an extended recovery period, the cover Rick had helped us put in place meant that my income was protected. It allowed me to focus on my recovery without the added stress of worrying about how we would support our family financially.

I wouldn’t hesitate to recommend Rick and his team to anyone looking for honest, professional financial advice and someone who genuinely cares about helping families protect their future.

Kirsty

Mat sat down and explained what we actually had – not what we’d been sold. We finally understood our own setup. That alone was worth it. Then he found a gap in our income protection that would have hurt us if we’d had to claim.

Sarah & James

Mat is a pleasure to work with. He communicates clearly and genuinely cares about his clients’ goals. I highly recommend Sprout Financial Services.

Briar

I’ve trusted and worked with Mat for 10+ years regarding insurances and always found him to be helpful, proactive, and always available to help our family out with any questions about pour KiwiSaver, Investments or Insurances.

Ash

Sorting out life and medical insurance is never a fun task, but it is an important one. I worked with Rick to sort the best life and medical insurance for my family, he was fantastic the whole way through, going above and beyond to make sure we had the best cover. He made it easy to understand and took away the pain of organising all the paperwork.
 
If you think getting insurance in place is painful (it’s not if you have a Rick), then that’s nothing compared to actually having to claim. When my husband passed suddenly, Rick took care of all dealings with the life insurance, he used the least amount and smallest words possible to convey what I needed to do, then he took care of the rest. An absolute blessing to not have to deal with extra paperwork and questions in such a moment. 
 
Sorting insurance may feel like a joyless task, but it’s an important one and one made much easier by the likes of Rick. Everyone should be so lucky to have a Rick in their corner.

Julie